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HAFA Home Affordable Foreclosure Alternatives

Short Sale FAQ

HAFA FAQ
(Home Affordable Foreclosure Alternative)

Utah Foreclosure Laws

Experts in Getting
Short Sales Closed

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The federal government’s Home Affordable Foreclosure Alternatives (HAFA ) program was designed for homeowners who:
• are unable to afford their first mortgage,
• want to avoid foreclosure, and
• have exhausted all modification attempts and continuing to own their property is not an option.

The federal government specifies many of the aspects of the program such as:
• customer qualification requirements,
• the process used by the servicer, and
• decision timeframes.

The program offers financial incentives to servicers and borrowers who successfully
complete a HAFA Short Sale or Deed-in-Lieu of Foreclosure.

Additional benefits of HAFA for the customer include:
• a lender recommended list price PRIOR TO listing the home, and
• waived deficiency - meaning that the mortgage debt will be settled through the program and
no legal action can be taken on/against the outstanding mortgage debt.

We are Utah Short Sale experts! If you or anyone you know is facing a financial hardship please give us a call! 801-347-3384

On June 1st, Fannie Mae and Freddie Mac announced their own versions of HAFA which went in to effect on August 1st. Fannie Mae HAFA and HARP
Note: To date, FHA, VA and Ginnie Mae loans are not yet covered by a HAFA-type program

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Military Discounts Utah Military Relocation, Military Relocation Utah - Military personnel receive discounts when buying a home or selling a home. Receie your FREE $500 Gift Certificate for Utah Miliatry Relocation

Short Sale Assistance and Foreclosure Help . Avoid foreclosure in Utah. Short Sale Assistance in Utah.

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